A General Guide to Personal Injury and Tort Law
Suing for Personal injury not only serves to compensate an injured person for the cost of medical treatment, lost wages and the pain and suffering they have endured but it often serves as a deterrent to others who fail to exercise care and through their neglect or inattention cause harm to others.
Examples exist in the good driver discounts received by people who have demonstrated an appropriate level of care. Other examples exist in the recall of vehicles when safety defects are found and in redesign of many products which make life safer. Imagine how unsafe our world would be if no one had ever been held responsible for unsafe or negligent acts. In some sense we all owe a debt of gratitude to those who have reported personal injuries and filed to hold the responsible party accountable.
Legally, personal injury is a type of tort or civil wrong where harm is caused to one person because another failed to exercise reasonable care. Tort or personal injury law recognizes a tort as grounds (legal reasons) to allow recovery for losses caused by an injury or other type of harm. Damages, the injured party can be compensated for include reasonable medical expenses, property damages, pain and suffering, disfigurement, loss wages, loss of earnings capacity, emotional or psychological distress, loss of companionship, and legal costs and attorney fees. The purpose and intent of tort and personal injury law to make the injured party whole again and to discourage repeat instances the same offense.
The defendant in a personal injury claim is often an insurance carrier, who will then work with it's clients to discourage repeat claims. They have been instrumental in changing laws to improve safety. They often offer discounts for safe behaviors. They will even charge higher premiums (including high risk insurance) to drivers who persist in dangerous behaviors. All of these actions help to make our world a safer one.
If you have been injured as the results of some ones lack of care, neglect or wrongful act, you deserve to be compensated. As the injured party, some deference should be shown. It is not reasonable that you should suffer loss while the responsible party goes unaffected. You owe it, not only to yourself but to others to help keep the care of others safety as important.
We understand the complications of filing; we have worked with all the major insurance companies and know how to get the largest possible settlement for you. Moreover, we understand your feelings and perhaps even your reluctance to file a claim which you may feel is unnecessary.
Our attorney will advise you of your rights, let you know the viability of your claim and show the utmost respect for your decisions as he guides you through the process.
Time can be of importance, you should not discuss your claim with a representative from the insurance company without consulting an attorney first. As always our initial, no obligation, consultations for personal injury is free and there is never a charge unless we are able to collect a settlement for you. There is nothing to loose and much to gain in determining your legal position and rights before proceeding. We look forward to helping you. There will be other more specific articles on personal injury, regarding specific injuries and torts, published on this site for you convenience and we encourage you to contact us at 757-447-4087 for a free interview with an experience personal injury attorney. We are conveniently located in the heart of Suffolk and have sister offices in every major Hampton roads city.
God bless and we hope this article and our firm can be of assistance to you.